FREIGHT FACTORING
GET PAID WITHIN 24 HOURS OF EVERY DELIVERY
Prime Factoring gives you immediate access to the cash you’ve earned by advancing payment on your freight invoices. No more waiting on brokers or shippers—just fast, reliable funding that keeps your wheels turning.
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WHAT TO EXPECT
FAST TRANSPARENT FUNDING THAT KEEPS YOUR TRUCKS ROLLING
SAME-DAY APPROVAL
Get approved quickly with a simple onboarding process, and no credit check is required.
NEXT-DAY FUNDING
We advance up to 100% of your invoice value within 24 hours of delivery.
NO LONG-TERM CONTRACTS
Stay with us because it works, not because you’re locked in.
MORE SPEED. MORE FLEXIBILITY. LESS STRESS.
Keep your business moving without waiting on payments
0
%
Of clients receive funds within 24 hours of submitting an invoice
0
%
Average increase in available working capital reported by new clients
0
%
Long-term contracts or hidden fees—we keep it simple and transparent
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THE INFO YOU NEED
STRAIGHT ANSWERS TO THE QUESTIONS THAT MATTER
How fast can I get paid?
Once you’re approved and submit an invoice, we typically fund your account within 24 hours—sometimes same day.
How much of my invoice will I receive up front?
We advance up to 100% of your invoice’s value right away. The remaining amount (minus our fee) is sent once your customer pays.
Do I need good credit to qualify?
No. We factor based on your customer’s credit, not yours, so you can get funding even if your credit isn’t perfect.
What kinds of businesses do you work with?
We work with freight carriers, independent owner-operators, logistics companies, and service businesses like construction or contracting.
Is there a long-term contract?
Nope. We don’t lock you into long-term contracts or bury you in hidden fees. Use Prime when and how you need it.
Do I have to factor every invoice?
Not at all. You choose which invoices you want to factor and when. We’re here to support, not control.
What happens if my customer doesn’t pay?
We offer both recourse and non-recourse options—so if this is a concern, we’ll walk you through what protection makes the most sense.
Will my customer know I’m factoring?
Yes—but it’s completely normal. Factoring is widely used in the freight and service industries and doesn’t reflect poorly on your business.
Can I talk to a real person?
Always. Our team is easy to reach, quick to respond, and ready to walk you through anything you need—no bots, no phone maze.
How do I get started?
Click Apply in the top navigation or contact us directly. We’ll walk you through a simple setup and get you funded fast.
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